Who are the three involved parties in an insurance claim?

The three parties involved in an insurance claim are the insured or property owner, the adjuster, and the insurance company.

The insured or property owner is the individual or entity that holds the insurance policy and is making the claim due to a loss or damage covered under that policy. This party is directly affected by the incident that triggered the claim and seeks compensation or assistance based on the terms of their insurance contract.

The adjuster is a representative of the insurance company who investigates the circumstances surrounding the claim. Their role involves assessing the damage, determining the validity of the claim, and estimating the amount the insurance company should pay in accordance with the policy terms. The adjuster's assessment is critical in ensuring that the claim aligns with the coverage provided by the insurer.

The insurance company itself is the entity that provides the coverage and handles the claims process. It is responsible for the financial reimbursement based on the findings of the adjuster and the policy agreement.

These three parties collaborate to resolve the claim, facilitate communication, and ensure that all parties understand their rights and responsibilities throughout the claims process. In contrast, the other options include roles that may not directly pertain to the insurance claims process or involve irrelevant parties in this particular context.